Kotak Mahindra Bank is an Indian private sector bank headquartered in Mumbai, Maharashtra, India. In February 2003, Reserve Bank of India (RBI) gave the licence to Kotak Mahindra Finance Ltd., the group's flagship company, to carry on banking business.

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About Kotak Mahindra Bank

It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, general insurance, life insurance, and wealth management.Kotak Mahindra Bank has a network of 1,369 branches across 689 locations and 2,163 ATMs in the country (as of 31 March 2017). In 2018, it is the second largest private bank in India by market capitalization after HDFC Bank.

Vision of the Bank

To positively contribute towards economic, environmental and social well-being of communities through Corporate Social Responsibility agenda.

Mission of the Bank

Create a lasting value for communities by:

  • Promoting and supporting education and other interventions for the under privileged.
  • Encouraging employee volunteering.
  • Support Non-Governmental Organizations and other institutions with financial and other resources to collectively deliver community initiatives


Bank is having branches in India in the following States/UTs :

  • Andaman And Nicobar Island
  • Andhra Pradesh
  • Arunachal Pradesh
  • Assam
  • Bihar
  • Chandigarh
  • Chhattisgarh
  • Dadra And Nagar Haveli
  • Daman And Diu
  • Delhi
  • Kerala
  • Madhya Pradesh
  • Maharashtra
  • Manipur
  • Meghalaya
  • Mizoram
  • Nagaland
  • Odisha
  • Puducherry
  • Punjab
  • Rajasthan
  • Sikkim
  • Tamil Nadu
  • Telangana
  • Goa
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • Jammu And Kashmir
  • Jharkhand
  • Karnataka
  • Uttar Pradesh
  • Uttarakhand
  • West Bengal
  • Tripura


Services provided by Kotak Mahindra Bank are as follows :

1.Kotak 811

'811' is a full-service digital banking ecosystem available to you on mobile. The essence of 811 is to bring to you all facilities from zero balance banking to seamless shopping, travelling and entertainment experience under one umbrella of Kotak 811.

2.Bank Loans

Kotak Mahindra Bank loans comprise Education Loans, Commercial Loans, Home Loans, Personal Loans and Loans Against Property to name a few. Kotak Mahindra Bank Limited belongs to the leading Indian financial conglomerate Kotak Mahindra Group.

3.Personal Loans

Loans Against Property is a unique product offered by Kotak Mahindra. This loan can be used for issues like debt consolidation, educational finance, emergencies and the like

  • Heightened loan eligibility for businesspersons
  • Loans are available against both commercial and residential properties
  • Personal accident insurance comes free with the loan

4.Bank Education Loans

A student can avail a maximum of Rs.10 lakh of education loan for education in India and Rs. 20 lakh for education oversees. The beneficiary should at least be 21 years old at the time of loan being provided and a maximum of 70 years old at the time of maturity of the loan. Loan is provided to only Indian nationals


The initiatives taken by Kotak Mahindra Bank :

1.Promoting Education

The Bank and its Subsidiaries’ endeavour to enhance the accessibility and affordability of quality education for deserving underserved sections of society. Education will remain the primary CSR focus area for the Group, and the initiatives will focus on providing infrastructure to schools, scholarships for deserving children and supporting parents and teachers to provide holistic learning environment for children at school and home. The education initiatives will be primarily implemented through Kotak Education Foundation (KEF) and the Bank’s CSR team.

2.Enhancing vocational skills and livelihood projects:

The Group will work towards imparting vocational skills to deserving children and youth, women, elderly, and the differently-abled. The programme aims at holistic development of these children and youth, women, elderly, and the differently-abled through technical and soft skills and enhances their livelihood opportunities. The vocational skills and livelihood projects will be primarily implemented through Kotak Education Foundation (KEF) and the Bank’s CSR team.

3.Contribution to Prime Minister’s National Relief Fund:

The Bank and its subsidiaries’ will support relief and rehabilitation activities undertaken by the Prime Minister’s National Relief Fund in cases of natural calamities and disasters.

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